1. By accessing the Website of Chong Hing Insurance Company Limited (“the Website”) and any of its pages you are agreeing to be bound by the terms set out below and by continuing to use the Website following the posting of any changes to these terms you are deemed to have accepted and to be bound by the changes made.
  2.  All information and descriptions contained in these pages are subject to change from time to time at our discretion. Chong Hing Insurance Company Limited (“CHI”) does not warrant the accuracy, adequacy or completeness of the information and materials and expressly disclaims liability for errors or omissions in this information and materials.
  3. Products and services referred to in the Website are offered only in jurisdictions where and when they may be lawfully offered by CHI.
  4. The information (including words, charts, related websites and other items) contained in these pages is solely for reference purpose and is not intended to be relied on as professional advice and should not be regarded as a substitute for detailed advice in individual circumstances when the services of a competent professional advisor should be sought where necessary.
  5. Information sent over the Internet cannot be guaranteed to be completely secured. In no event will CHI be liable for any damages caused by any interruption, transmission blackout, delayed or incorrect data transmission due to situations beyond CHI’s reasonable control. CHI expressly disclaims liability for any interruption, defect, delay in operation or transmission, computer virus, worms or line or system failure, or in connection with any errors or omissions in the information and materials, any incidental or consequential damages, losses or expenses arising in connection with the Website or use of any product or services thereof or inability to use the Website by any party.
  6. Hyperlinks to other internet sites or resources are accessed and used at your own risk. The inclusion of hyperlinks to other sites on the Website does not imply any investigation, verification or endorsement by CHI of the material on such sites. CHI expressly disclaims any responsibility for the accuracy, contents, availability or omission of information or other websites hyperlink to or found on sites that link to or from the Website.
  7. CHI uses cookies on the Website so that CHI can track how users navigate through the Website, in order to enable CHI to evaluate and improve the Website. A cookie is a small file that can be placed on your computer’s hard disk. You are not obliged to turn on “Cookies” of your browser for the Website, and you can in fact disable “Cookies” by changing the setting of your web browser. When you visit the Website, CHI’s server will record your data such as IP address together with the date, time and duration of your visit. CHI uses the information obtained to compile statistical data on the use of the Website, but such information is used on an anonymous, aggregated basis and you cannot be identified from the compiled data.
  8. All information and data sent to CHI via the Website shall remain and be deemed the property of CHI and shall be free to use by CHI for any lawful purpose subject to compliance with the Personal Data (Privacy) Ordinance.
  9. The eligibility and availability for each particular product or service is subject to final determination and acceptance by CHI.
  10. All title, copyrights and other intellectual property rights in and to the Website and its content are owned by CHI or by the respective content provider.
  11. It is your sole responsibility to prevent, safeguard and ensure that no computer virus enters your system and the Website. You will on demand indemnify CHI, its affiliates, officers, employees and agents for all losses, damages, claims, legal proceedings, liabilities, costs and expenses suffered or incurred by CHI arising out of and in connection with as a result of from your use of this Website.
  12. Nothing of this Website or its pages shall be regarded as any offer or solicitation to sell investments or conduct any activities with respect to any person in any jurisdiction in which it would be unlawful to make such offer or solicitation.
  13. The English version of these disclaimers prevails over the Chinese version in event of any inconsistency between them.