Disclaimer

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Disclaimer

  1. By accessing the Website ("the Website”) of Chong Hing Insurance Company Limited (“Company”), and/ or any pages of the Website, you agree to be bound by the provisions set out below and by continuing to use or access the Website following the posting of any changes to these provisions, you are deemed to have accepted and to be bound by such provisions and the changes made.
  2. All information, materials and descriptions (collectively “Information” including words, charts, related websites and other items) contained in the pages (“Pages”) and / or audio sound tracks linked by or via the Website are subject to change from time to time at the sole discretion of the Company without prior notice to you. The Company does not and will not warrant the accuracy, adequacy, timeliness or completeness of such Information. The Company expressly disclaims liability for all errors and omissions in such Information.
  3. Products and services referred to in the Website are offered only in jurisdictions where and when they may be lawfully offered by the Company.
  4. The Information contained in the Pages is solely for reference purpose and is not intended to be relied on as advice, which must not be regarded as a substitute for advice in any case, especially for individual circumstances when the services of professional advisor should be sought where necessary.
  5. Information sent over the Internet cannot be guaranteed to be completely secured. In no event will the Company be liable for any losses or damages caused by any interruption, transmission blackout, delayed or incorrect data transmission due to situation beyond the Company's reasonable control. The Company expressly disclaims liability for any interruption, defect, delay in operation or transmission, computer virus, worms or line or system failure, hacking, or in connection with any errors or omissions in the Information, any incidental or consequential damages, losses or expenses arising in connection with the Website or use of any product or services thereof or inability to use the Website by any person.
  6. Hyperlinks to other internet sites or resources are accessed and used solely at your own risk. The inclusion of hyperlinks to other sites or apps on the Website does not imply any investigation, verification or endorsement by the Company of the integrity, Information or material in connection with such sites or apps. The Company expressly disclaims any responsibility for the accuracy, contents, availability, integrity, completeness, timeliness or omission of the information or other websites / resources hyperlinked to or found on sites that link to or from the Website.
  7. A cookie is a small file that can be placed on your computer's hard disk and it does not contain any of personally identifiable data like your name, phone number, address and email address. You are not obliged to turn on "Cookies" of your browser for the Website and you can in fact disable "Cookies" by changing the setting of your web browser. Once you have disabled all cookies, certain functions or features on our Website may not work properly. The Company uses cookies on the Website so that the Company may track how users navigate through the Website, in order to enable the Company to evaluate and improve the Website. When you visit the Website, the Company's server will record your data such as IP address together with the date, time and duration of your visit. The Company may use such information obtained to compile statistical data on the use of the Website, but such information will be used on an anonymous, aggregated basis and you cannot be identified from the compiled data. In general, such information will be kept by the Company or third parties (for instance, digital analytic solution providers) for such period depending on the Company’s actual business needs but not exceeding 7 years.
  8. The Company may work or cooperate with third parties (for instance, digital analytic solution providers) to track Website usage and activities by using cookies at the Website on the Company’s behalf. The purpose is to research certain usages and activities on different parts of the Company’s Websites. No personally identifiable data will be collected or shared with any other third parties.
  9. All information, materials and data sent to or collected by the Company via the Website shall remain and be deemed the property of the Company which the Company is entitled to use for any lawful purpose subject to compliance with the Personal Data (Privacy) Ordinance.
  10. The eligibility and availability for each particular product or service at the Company’s Website is subject to final determination and acceptance by the Company.
  11. All title, copyrights and other intellectual property rights in and to the Website, Information and its content are owned by the Company or by the respective content provider, and no right or licence is granted to you or other user.
  12. It is your sole responsibility to prevent, safeguard and ensure that no computer virus enters your system and the Website. You shall take reasonable and appropriate precautions to scan for and safeguard against computer viruses and other contaminating or destructive or otherwise inappropriate properties. You will on demand indemnify the Company, its affiliates, officers, employees, service providers and agents for all losses, damages, claims, legal proceedings, liabilities, interests, costs and expenses suffered or incurred by the Company arising out of and in connection with as a result of from your use of this Website.
  13. Nothing of this Website or its Pages shall be regarded as any offer or solicitation to sell investments or conduct any activities with respect to any person in any jurisdiction in which it would be unlawful to make such offer or solicitation.
  14. The construction of these provisions is governed by the laws of Hong Kong.
  15. The English version of these provisions prevails over the Chinese version in event and to the extent of any inconsistency between them.